How to Borrow a Load from TM SIM in the Philippines (2025)

Sometimes, the prepaid load in the TM SIM runs out, and a zero balance is available. The TM Utang load is the best way to solve this problem. You can borrow a load from TM Sim Utang loan offers. You can use this service with zero balance.

Here you can find more useful information about TM SIM registration and all the TM SIM features. There are two simple ways you can borrow load from a TM SIM: by sending the keyword “Utang” via text to 3733, or dialing *143#. The TM Utang service offers a wide range of loans and promos. The loan amount and service fee will be automatically cut from your next reload.

Load from TM Sim via Text Message

To borrow a load from TM Sim via SMS, text UTANG and send it to 3733. For example, to borrow P10 load, text UTANG LOAD10 to 3733.

You will confirmation message of the loan if you are eligible for the offer. If not, you will also receive a text message with instructions to know which load denomination or promos you can borrow. To learn which TM Utang Load offers you are eligible to borrow, dial *143# and select “Utang”.

Borrow Load via *143#

Another way to borrow load from TM Sim is to dial and select “Utang“. After dialing *143#, you can see 15 options. You can click on 11 Number “Utang”, then you can see 6 more options this Click on 1 option “SURFSOS” and select “Subscribe” to avail of the offer.

Borrow TM Load Using GCash

GCash is also an option to borrow a load from Tm Sim. The process to get a loan using GCash includes a few simple steps. We’ve provided a complete guide to the GCash loan process.

Open the GCash app and tap on the “Buy Load” option.
Then, tap on the “Borrow Load” button.
Fill in all the required information correctly, then tap the “Next” button.
Select the promos that you want, then tap on “Borrow Load”.
You’ll receive a confirmation message with your loan details.

This is the way you can borrow a loan in an emergency using the GCash app. Keep in mind that you’ll have to repay the loan along with a small service charge.

How to check TM Utang Load Status

To check the status of the load dial *143# and navigate to “Utang” and then “Status”. Select either “Utang status” or “Utang Promos status”.
To check to status of promo loan, text UTANG BAL and send to 3733. For example, to check the status of GoSurf10, text UTANG GOSURF10 BAL and send 3733.

How to Pay Your Loan

TM will automatically deduct the loan amount from your next prepaid upon your next reload or top-up. It will not be deducted if your load balance is less than your loan amount, so make sure to reload a sufficient amount to pay off your outstanding loan.

You can also pay your TM Utang loan by dialing *143# and navigating to Utang > Pay > Utang >Confirm Payment. Make sure that you have enough load balance to pay off your loan amount.

List of TM SIM Loan/Promos

Here is the list of loan offers and promo codes:

Promo	Price	Features	Validity	How to avail
Utang Load 5	P5	Borrow P5	3 days	Dial *143#/text UTANG5 to 3733
Utang Load 10	P10	Borrow 10	3 days	Dial *143#/text UTANG5 to 3733
Utang Load 15	P15	Borrow 15	3 days	Dial *143#/text UTANG5 to 3733
COMBOSOS	P6	2 mins calls + texts	1 days	Dial *143#/
CALLSOS	P6	3 mins all-network calls	1 days	Dial *143#/
TXTSOS	P6	10 all-network texts3 mins all-network calls	1 days	Dial *143#/
MBSOS	P6	40MB data	1 days	Dial *143#/
IDDSOS	P6	1 min IDD call	1 days	Dial *143#/
GOSURF10	P12	40MB data + 200 MB Spotify	1 days	Text GOSURF 10 to 3733
YOUTUBES	P5	20MB data for YouTube	2 days	Text GOSURF 10 to 3733
Utang CA10	P10	Unlimited text and calls to TM/Globe 50 texts to other networks	1 days	Dial *143#/
Utang CA20	P20	Unlimited text and calls to TM/Globe 50 texts to other networks	3 days	Dial *143#/
Utang CU10	P10	100 text to all networks	2 days	Dial *143#/
Utang T10	P10	Unlimited texts to TM/Globe	1 days	Dial *143#/
Utang U15	P10	Unlimited texts to TM/Globe	1 days	Dial *143#/
Utang UA10	P5	Unlimited texts to all networks	1 days	Dial *143#/
Utang SUKITXT5	P5	25 texts to TM/Globe	1 days	Dial *143#/
Utang ASTIGF10	P10	100MB Facebook access	1 days	Dial *143#/
Utang WATTPADS	P5	20MB Wattpad access (mirror mainstream SKU)	1 days	Dial *143#/
Utang INSTAGRAM5	P5	20MB Instagram access	2 days	Dial *143#/
Utang UP15	P15	Unlimited calls to TM/Globe 100 texts to TM/Globe Area Available: All Mindanao	1 days	Dial *143#/
Utang ACA10	P10	100 texts to all networks 100 minutes calls to TM/Globe Area Available: Davao	1 days	Dial *143#/
Utang GOSURF50	P60	700MB mobile data + 400MB for Spotify	3 days	Dial *143#/

How to Unsubscribe from TM Utang Loan or Promos

There are two simple ways to unsubscribe from TM Utang Load.

Type “STOP UTANG ” and send it to 3733 to deactivate the promos. For example, to cancel UTNAG T10, send “STOP UTANG” to 3733
Dial *143# and choose Utang from the given options. After that, choose “unsubscribe” and you’ll get your active promos. Now choose the promo you want to cancel. You will receive a confirmation message related to it.

Conclusion

It’s nice to know that you can borrow loads from TM anytime you want. Whether you ran out of load or you want to text someone urgently, you can borrow the TM load or promo that you need. It’s convenient, isn’t it?

Hope that we have cleared all your queries about how to borrow the TM SIM load online. In case of any issues, you can contact the TM SIM helpline at the toll-free number 808. You can also get help from the TM official website and the GlobeOne app. If you want to download the GlobeOne app or TM SIM registration app, just click here